Real Estate Investor Cash Flow (DSCR) Mortgage Loans

The Best Loan for Real Estate Investors Looking to Qualify with No Employment or Income is a DSCR or Debt Service Coverage Ratio Loan!

This Non-QM mortgage product uses the Net Operating Income (Cash Flow) from the subject investment property to qualify the loan. It does not require full documentation for the owner of the property or LLC, typically rates are set based on the FICO score of the primary borrower, but employment and income documentation are not required.

DSCR = Net Operating Income/Debt Service (Principal + Interest)

 
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DSCR Mortgage Programs Available:

  • Purchase / Refinance / Cash-Out Refinance

  • Up to 80% LTV

  • Up to 30 Year Fixed

  • Up to 40 Year Interest Only

  • Up to $1M Loan Amount

  • No Income or Employment Used

  • 600+ Credit Minimum

  • 1-4 Unit Properties

  • Condos & PUDs Allowed

  • LLC's Allowed