-
Conforming Fixed
Options that allow for up to
3% down
-
FHA, VA & USDA
Smaller down payments and expanded qualifying ratios.
We can lend down to a 500 FICO score on FHA.
-
Vacant Land
Options that allow for as little as 10% down
-
Jumbo Loans
Low rate options for loan amounts up to $3 million
-
Home Ready & Home Possible
97% financing with reduced mortgage insurance for qualified borrowers.
-
Construction
Financing for the construction of a new home with as little as
5%* down.
-
Common Sense Portfolio Programs
Flexible programs and options for loans that don’t fit “in the box”.
-
Non Warrantable Condominium
Financing for newer condo projects that do not meet conventional guidelines.
-
NON QM Loans
Rather than using cash for a down payment apply it towards a lower interest rate and shorter loan term.
-
Renovation Programs
Streamline renovation loans that allow for the purchase and rehab of a home.
-
Home Equity Loans
Closed-end 2nd mortgages and lines of credit are available as stand-alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
-
Downpayment Assistance Programs
Options available to assist with down payment and closing costs for qualified borrowers.